Is it possible for your health insurance to pay for the tummy tuck and make it free? The short answer is no. Unless your tummy tuck is necessary to stay in good health (which is not the case for most procedures), you are going to have to pay for the whole procedure. But it is not like you have to pay for the procedure immediately. You can get financing from the surgeon or from a company such as CareCredit, which offers financing for cosmetic procedures. You can also make use of a credit card (please have a thought out plan so that you don’t get into deep credit card debt), check, or cash if you want to make use of the surgeon’s payment plan. You can also look into getting a cash out refinance, home equity loan, home equity line of credit, or just a regular loan to pay for the surgery. Pretty much all plastic surgeons require some sort of payment before you get the surgery done. Once you make a decision about getting a surgery, you have to be pretty sure that you want one as you don’t want to get stuck with an unnecessary loan and have to pay a cancellation fee.
Aside from all the obvious expenses, you may be surprised to find out that your health insurance premium may go up following a tummy tuck. Fact is, a tummy tuck is a serious surgery, with potentially serious complications, which may force you to get another abdominoplasty. It’s a good idea to contact your health insurance company to find out whether or not your premium will go up. If you want to lose some weight following your tummy tuck, you may also have to pay for surgical weight loss clinics.
Although tummy tuck prices are certainly expensive, you should be very weary of seeking alternative plastic surgery clinics overseas. The surgeons outside of the US, have less experience and operating rooms that are not on par with US standards. Even if you do get a procedure that is successful, you’re going to be stuck with nowhere to go to if you have complications. Many people who go overseas for a tummy tuck have complications, making the total cost of their tummy tuck procedure a lot more expensive than had they just gotten the procedure at home in the first place.
Bottom line: When looking at the price factor, you don’t want to get the cheapest surgeon there is, but you also don’t want the most expensive one. You need to strike a balance between price and quality by using your own intuition. Instead of tummy tuck bargain shopping you want to shop with quality first.